Take advantage of a higher Fixed Term Savings rate

If you’re an existing customer with an account about to mature, you can get exclusive loyalty interest rates up to 5.16% when you reinvest into a Fixed Term Savings Account.

How long can you lock your savings away?

6 months

Ideal for short-term savers

9 months

Ideal for short-term savers

12 months

Our most popular account

15 months

For short to mid-term savers

18 months

Ideal for mid-term savers

24 months

Ideal for long-term savers

30 months

36 months

48 months

60 months


If you’re over 18 years old and you’re a resident of the UK – i.e. you have a permanent UK address that you’ve had for over two years – then you’re eligible for an OakNorth fixed term savings account. You’ll also need to have a personal UK bank or building society account to transfer funds into your account

Yes. You can open a joint savings account online from our website. We currently don’t offer joint account applications via the app. Joint accounts exclude ISA products.

To apply you will need:

● A valid email address and phone number
● Your UK address details
● Details of the bank account you will be transferring your funds from