Start saving for your short-term goals with a Notice account

Enjoy competitive interest rates up to 4.75% and add up to £500,000 to your account at any time.

Save your way with an OakNorth Notice savings account

With a Notice savings account you can earn high interest rates without locking up your money for a set time period. Unlike Fixed Term savings accounts, you just need to let us know in advance when you need access to your funds. The notice you need to give will depend on the account you have. We’ve got 35, 90 and 120 days accounts to choose from. You can deposit funds whenever you choose, up to a maximum of £500,000 across all of your accounts.

What do you get with an OakNorth Notice account

Unlimited withdrawals

You’re not restricted to a set amount of withdrawals. As long as you give us the right notice, we’ll give you full access to your funds.

No hidden fees

You’ll earn money from us, and we won’t take any fees from you. It’s as simple as that.

Low minimum deposit

You can open an OakNorth Notice savings account with just £1.

How long can you wait to withdraw your savings?

35 days

Ideal for short-term savers

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90 days

Ideal for short to mid-term savers

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120 days

Ideal for long-term savers

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What customers think about our Notice accounts

Why save with OakNorth?

Earn more with competitive rates

With an OakNorth Notice savings account you could earn up to 4.75% interest on top of your savings pot.

Set up your account in minutes

Opening a Notice savings account with us is easy. Apply in minutes and say goodbye to long forms.

Manage your money easily

Keep track of your money and watch your earnings increase from our app or your online account.

Save securely with FSCS protection

Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme, so your savings are secure.

Retail savings app

All of your OakNorth savings on one simple screen

Open new accounts, check how much you’ve earned on existing ones and manage your transactions easily, all on the OakNorth app.

How do I open a Notice savings account?

Before you get saving with your new OakNorth Notice savings Account, choose an account that gives you the flexibility you need. Don’t forget, a Notice Account means that your funds will be returned to you after 35/90/120 days from the date you have submitted a withdrawal request.

But the great news is as long as you’ve given us the appropriate notice, you can withdraw or top up your funds as many times as you like. You can deposit savings at any time, up to £500,000. Once you’ve decided on the right account for you, simply fill out our online application or download the OakNorth app and apply directly there.

Your savings are secure with us

We’re a fully regulated and licensed bank. We take security seriously, especially when it comes to your savings. This means your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Not the right account for you?

If you need quick access to your savings without notice, our Easy Access savings accounts could be a better match for you. Or, if you’re happy to lock your funds away without any immediate access, why not earn more interest with a Fixed Term account?


If you’re over 18 years old and you’re a resident of the UK – i.e. you have a permanent UK address that you’ve had for over three years – then you’re eligible for an OakNorth notice account. You’ll also need to have a personal UK bank or building society to transfer funds into your account.

You can request to withdraw your savings through online banking or your mobile app. You can also get in touch about this or any other OakNorth Bank account by emailing us at OakNorth Savings or calling on 0330 3801 181.


You’re unable to access your funds without waiting the minimum notice period set out in the terms of your account.

Each notice request is individual and will be paid to your nominated account at the end of the notice period. This cannot be amended. For example on a 35 notice day account, if you decide that 15 days before the funds are due to be withdrawn you want to extend the period by another 10 days, you will have to submit a new request which will then be subject to the normal 35 day notice period.

Yes, the interest rates on your notice account are variable. They can be increased or decreased at any time. We’ll communicate any changes to our interest rates to you via email. Increases to your rate will come into effect on the first day of the next calendar month. If we decrease your interest rate we will notify you at least 14 calendar days in addition to the notice period as per the type of account opened.