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  • ID requirements for new applicants
    • Existing Customers Updating their Address
    • Representatives of Deceased Customers
    • Certifying Documents
ID requirements for new applicants
  • ID requirements for new applicants
    • Existing Customers Updating their Address
    • Representatives of Deceased Customers
    • Certifying Documents

Proof of Identification and Proof of Address Requirements for Deposit Applicants Applying for New Deposit Accounts

If you are looking for Proof of Identification and/or Proof of Address Requirements for:

  • Existing Deposit Customers Updating Their Currently Registered Address, please click here. 
  • Executors & Personal Representatives of Deceased Customers, please click here.

The lists below outline the types of documentation we are able to accept when you may be requested to provide Proof of Identification and Proof of Address during an application for a new deposit account. You will need to provide us with TWO valid documents, one from each of the lists below. The same document cannot be used to verify both your identity and your address.

Proof of Identification

  • Valid passport, or
  • Valid photo card UK driving license

We can accept a (good quality) photo or scan of a valid passport or valid photo card UK driving license sent via email to businessdesk@oaknorth.co.uk

For passports, please ensure all numbers and letters on the bottom of the passport page are visible For security, we ask you NOT to post your original passport or driving license.

Proof of Address

We can accept a (good quality) photo, scan or downloaded PDF of a valid Proof of Address document from the list below sent via email to businessdesk@oaknorth.co.uk.

Please ensure the document includes your full name and full address. Please share the full document and ensure no part of it is cut off, missing, edited, folded, redacted or truncated.

  • Utility statement (including gas, electricity and water), dated within last 6 months Telephone, cable services and satellite TV bills, dated within last 6 months
  • Local authority Council Tax statement, for current tax year
  • Bank or Building Society statement including credit card statements, dated within last 6 months Mortgage statements, dated within last 12 months
  • HM Revenue and Customs notification – tax assessment or statement, dated within last 12 months
  • UCAS acceptance letter (for current students only), dated within last 12 months
  • A Government-issued letter or notification showing full name and address, dated within last 12 months

Alternatively, if you choose to send your documentation in the post, these will need to be either Original or Certified copies. Information on how to certify documents can be found by clicking here.

Manchester Address:

If you choose to send an Original or Certified copy, please post to:

OakNorth Bank plc
6th Floor, Ship Canal House 98 King Street
Manchester M2 4WU

Please Note:

Unfortunately, we cannot accept poll cards, mobile phone bills, TV licenses or P45/P60 documents as acceptable documents for Proof of Identification or Address.

If you have difficulty providing the required documentation or have any questions regarding the submission of Proof of Identification or Address evidence, please send an email to businessdesk@oaknorth.co.uk.

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Business loans guide Debt finance guide Revolving credit facilities guide Bridging loans guide Development finance guide Secured loans guide Unsecured loans guide Personal guarantees guide Debt consolidation loans guide Property investment loans guide Acquisition finance guide Management buyout financing guide First and second-charge loans guide Business banking referral programme Business banking video guides

About us Case studies Blog Careers Sustainable future UK tax strategy Press and media Contact our team

FAQs Personal savings T&Cs Business banking T&Cs Complaints Identification requirements Bereavement Process Fraud and security Personal key product information Personal variable rate account interest rates Personal fixed term deposit interest rates Personal fixed rate cash ISA interest rates Business key product information Business deposit interest rates Earn Vault interest rates Responsible Disclosure Policy App availability and performance

All legal documents FSCS Protection Privacy notice Modern slavery statement Manage cookies Accessibility Pillar 3 disclosures Internal Audit Charter Engagement on climate risk

Investors & Financial reports Savings partners Financial reports

Get our mobile app

Available on Android & iOS

App Store Play Store

Visit OakNorth Credit Intelligence software site

OakNorth Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. (Financial Services Register number: 629564. The Financial Services Register can be accessed at www.fca.org.uk/register). Registered Office: 57 Broadwick Street, London W1F 9QS, Registered in England No. 08595042.