Business loansthat work for you
Specialist business loans, by a financing partner that speaks your language.
Ready to realise your ambition? Take your business further with the right financing partner. Get in touch to speak to our team of experts today.
When we fund growing businesses we see jobs created, houses built and high streets flourish. It makes the world a more interesting place to live.
OakNorth continues building its fund finance capabilities with subscription line to leading private equity firm, Palamon Capital Partners
OakNorth has provided a £19.5m co-loan with ASK Partners to independent hotel management business, Capilon Hotels Group.
OakNorth provides £25m loan to fast-growing property lending firm, Blue Shield Capital, to fund new real estate bridging loans
OakNorth completes £34m club loan to LDC-backed leading digital marketing agency, Croud, to support future acquisitions.
OakNorth completes £1.3m loan to real estate firm, Caissa Holdings, to support maiden acquisition in Scotland
OakNorth provided a further £12.2m loan to returning customer and SME housebuilder, honey, to fund part of two residential schemes.
Glasgow-based, Ambassador Group, to build new homes at historic Bangor Village, following £21m loan from OakNorth
Manchester-based property business, Hurstwood Holdings, to develop three residential schemes following £18m loan from OakNorth.
Looking for fast financing to expand your buy-to-let portfolio? With our digital loan application, you can apply for finance from £1,000,000 up to £3,000,000 and you could receive loan terms tailored to your next residential property investment in just 5 minutes.*
*Subject to each application circumstance
A business loan is a sum of money lent to a business by a bank, or alternative lender, to help finance its growth. Business loans – also known as debt finance, are usually repaid to the lender, with added interest over the agreed time period.
We don’t provide off-the-shelf solutions, which means we have a range of specialised business loans designed with your sector or use case in mind – for example property investment finance or acquisition finance. To find out more about the full range of unsecured and secured business loans we can offer, and what they can be used for, visit our business loan guide.
If you’re a broker, intermediary, accountant, or anyone that advises ambitious UK SMEs, connect your clients with straightforward financing from £1million up to tens of millions, to help them accelerate their growth.
At the moment, the minimum loan size that we provide businesses is £1million.
We differ from other lenders in that we can fund your business within days or weeks, rather than months like typical lenders.
Fill out a few details about your business and the loan you’re looking for here and our expert team will be in touch with you to discuss your options. From there, they’ll help you with every step of the process from start to funding.
Depending on factors like your business’ risk profile and what you need the funding for, we can provide amortising loans, where you gradually pay off your debt with regular payments, as well as non-amortising loans, where you pay off the loan in a lump sum.
We provide specialist financing for different sectors and use cases. Our property financing helps developers build new restaurants, hotels, care homes or apartments. Our property investment financing helps investors build out their residential and commercial portfolios. Our acquisition financing helps businesses with management buyouts or expand by buying new businesses. Whatever your growth goals are, we can help tailor the perfect business loan to help you achieve them.
The cost of your loan is based on what kind of borrower you are, or your risk profile, which depends on factors like credit history, industry sector and more. We focus on speed, flexibility and competitive terms over price.
Unlike many other high street banks, we won’t make you transfer your business banking over to us, so you can apply for a loan quickly and easily.
We’re not an out-the-box lender so we don’t have a one-size fits all approach. But, there are a few things we’ll look at for certain types of loan, for example:
Our financing specialists will help you structure a loan that meets your needs and allows us to lend responsibly. Once you’ve worked with them to create the perfect financing, our legal and credit and risk team will get involved to assess the overall risk and help make the final decision. Depending on the size of your business loan, you may even get the opportunity to join a Credit Committee with our Co-founder to pitch your business plan. Because we’re an agile business, all of this happens in days and weeks rather than the months of typical high street banks.
