OakNorth completes loan to Warwickshire-based IFA firm, Beaufort Wealth Management, to support a management buyout (MBO)

  • Established in 2007 by Phil Hart, Ravinder Ghuman, and Ian Adey, Beaufort Wealth Management is a Warwickshire-based independent financial advisers (IFA) firm;
  • Over the years, it has expanded its services and expertise through acquisitions, and now has over 900 clients;
  • The funding from OakNorth will support Phil and Ravinder’s MBO of their co-founder, Ian, who will remain as a consultant for the business;
  • OakNorth is providing Beaufort with an accordion facility, enabling the business to add a term loan to its existing facility to support future growth ambitions.

OakNorth, the digital bank for entrepreneurs, by entrepreneurs, has provided Beaufort Wealth Management, the Warwickshire-based IFA firm, with capital to support their MBO.

Established in 2007 by Phil Hart, Ravinder Ghuman, and Ian Adey, Beaufort Wealth Management is a Warwickshire-based independent financial advisers (IFA) firm that provides financial advice to retail and corporate clients. It advises clients on investments, non-investments, and business advice, including employee benefits, pensions, keyman insurance, partnership and shareholder protection, investments, tax, and succession planning. Using lifetime cash flow modelling analysis, they take stock of clients’ current situation, evaluating their future income, and understanding their expenditure. It also factors in the impact of potential future scenarios on their journey, such as inflation, investment growth, retirement, or buying a second property. Over the last few years, the business has expanded its services and expertise through acquisitions of smaller IFAs, including The Hammond Group in 2020, and Coventry Money Centre Limited in 2021. It now has over 900 clients and 17 employees, including six regulated advisers.

The capital from OakNorth will support Phil and Ravinder’s MBO of their co-founder, Ian, who will remain with the business as a consultant.

Phil Hart, co-founder and Managing Director of Beaufort Wealth Management, commented on the transaction:“We pride ourselves on the continuing service we provide to our clients, taking time to understand their individual needs and objectives, and building recommendations based on a forward-looking view. This is something we felt was reflected in the experience we had with OakNorth – they had an in-depth understanding of our business, our sector, and how to successfully conduct a management buy-out. Receiving this backing from OakNorth is tremendous validation for our business, and puts us in great company amongst some of the country’s greatest entrepreneurs and business leaders.”

Chris Wall, Associate Director of Debt Finance at OakNorth, continued: “Over the last 17 years, Phil, Ravinder, and Ian have built Beaufort into a strong IFA business with a solid reputation, and strong links within both the accountancy and legal communities. This enables it to provide a seamless and holistic service in complex situations and ensure its clients’ financial plans remain on track throughout life’s ups and downs. The team has successfully conducted several acquisitions in the past, and are keen to do more in the future, so we are excited about supporting the business in its continued growth with the provision of an accordion facility.”

ENDS

Notes to editors

About OakNorth 

Launched in September 2015, OakNorth is the digital bank for entrepreneurs, by entrepreneurs, empowering the lower mid-market (businesses with £1m-£100m turnover) to support growth, prosperity, and innovation for the benefit of all. 

Since its launch, the bank has: 

  • Lent over £12bn to these businesses, directly helping with the creation of 47,000 new jobs and 29,000 new homes across the UK;
  • Provide deposit services to over c.285,000 savers.   

It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.  

Visit www.oaknorth.co.uk for more information. 

Media contact

Valentina Kristensen, Corporate Affairs Director – [email protected] / [email protected] / 0757 234 9009

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