|
Transaction type |
Fee |
|
Faster Payments – Incoming |
None |
|
Faster Payments – Outgoing |
None |
|
CHAPS – Incoming |
None |
|
CHAPS – Outgoing |
None |
|
Card payment – Domestic |
None |
|
Card payment – International |
When you spend money abroad, VISA’s exchange rate will apply. VISA’s exchange rate may vary from that of the European Central Bank’s daily exchange rate. You can use VISA’s currency conversion calculator to work out the rate that will be charged for this type of transaction. We do not apply any additional fees for your international card transactions. Please ensure to input 0% as the applicable bank fee in the calculator. |
|
Cash withdrawal (including withdrawals made outside of UK) |
None |
|
Replacement card fee |
2 free replacement physical cards per year, £3 per card after that (except in confirmed cases of fraud) |
|
Transaction type |
Limit |
|
Faster Payments – Incoming |
None |
|
Faster Payments – Outgoing |
Daily limit
You can make an unlimited number of transactions, as long as the total amount is within the withdrawal limit. Business hours are from 9am – 5pm |
|
CHAPS – Incoming |
None |
|
CHAPS – Outgoing |
None |
|
Card payment |
£50,000 per transaction £50,000 per day |
|
Cash withdrawal |
£750 per day |
You must not use your OakNorth Visa debit card for transactions in relation to any of the following activities or for any illegal purposes:
|
Merchant category code |
Description |
|
6051 |
Cryptocurrency and Quasi-cash, currency, money orders, travellers’ cheques, debt repayment, loan payment, lease payment, mortgage companies (not money transfer, non-financial institution) |
|
4829 |
Money transfer, wire transfers
|
|
6531 |
Payment Service Provider – Money Transfer |
|
6534 |
Money Transfer |
|
6536 |
Moneysend Intracountry |
|
6537 |
Moneysend Intercountry |
|
6538 |
Moneysend funding |
|
6540 |
Account funding, stored value card purchase, prepaid load (non-financial institution) |
|
7995, 7800, 7801, 7802 |
Gambling |
You are allowed to use your card in the following countries and territories:
Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and United Kingdom.
Transactions in other countries and territories not mentioned in the above list are prohibited.