Personal Savings

The 2025 Autumn Budget has set out a series of measures that will influence how UK individuals save, invest and plan over the coming years. We’ve outlined the changes most likely to affect personal finances, explains their implications, and highlight the areas you may want to review to stay informed and make confident decisions. 

Co-written with Aventur, a financial wellbeing platform.

Find out what FSCS protection means for your UK savings. Learn how the £120,000 savings guarantee works, which accounts are covered, and how to check your bank’s FSCS status.

At OakNorth, we’re always looking for ways to make saving simpler, clearer, and more rewarding. But the best ideas don’t just come from us – they come from you, our savings customers.

The comments, ratings, and suggestions we receive help us understand what’s working in your OakNorth savings experience, and what could be better. You might have noticed short surveys pop up while using the OakNorth savings app or online banking, and this is how we stay connected to what matters most to you.

By Max Case, Senior Product Manager, Personal Savings at OakNorth Max helps design savings products that give people clarity and confidence in managing their money, with simple tools and secure digital experiences. At OakNorth, we know how important it is to feel confident about your personal savings. Whether you’re tracking your interest rates, exploring new savings products, or keeping […]