Personal Savings

The 2026/27 tax year is the last chance for under-65s to use the full £20,000 cash ISA allowance before it drops to £12,000. Here’s how to maximise it.

If “save more money” is on your resolutions list again this year, you’re not alone. The good news is –  you don’t need a total life overhaul.  Implementing just a couple of new habits, can make saving feel like a breeze.

We’re pleased to confirm that the winner of our New Year Prize Draw is Maureen Ann Ross.

The 2025 Autumn Budget has set out a series of measures that will influence how UK individuals save, invest and plan over the coming years. We’ve outlined the changes most likely to affect personal finances, explains their implications, and highlight the areas you may want to review to stay informed and make confident decisions. 

Co-written with Aventur, a financial wellbeing platform.

Find out what FSCS protection means for your UK savings. Learn how the £120,000 savings guarantee works, which accounts are covered, and how to check your bank’s FSCS status.

At OakNorth, we’re always looking for ways to make saving simpler, clearer, and more rewarding. But the best ideas don’t just come from us – they come from you, our savings customers.

The comments, ratings, and suggestions we receive help us understand what’s working in your OakNorth savings experience, and what could be better. You might have noticed short surveys pop up while using the OakNorth savings app or online banking, and this is how we stay connected to what matters most to you.