Personal Savings

Spring isn’t just for decluttering cupboards. It’s the perfect time to review your savings and make sure your money is working as hard as it should be.

An estimated £82 billion sits in lost and dormant accounts across the UK, according to tracing service research. Meanwhile, recent data from Nationwide reveals that one in eight savers earned no interest throughout 2025, with 19% using current accounts to save rather than dedicated savings accounts.

A quick financial health check could uncover forgotten funds or highlight accounts that are underperforming.

The 2026/27 tax year is the last chance for under-65s to use the full £20,000 cash ISA allowance before it drops to £12,000. Here’s how to maximise it.

If “save more money” is on your resolutions list again this year, you’re not alone. The good news is –  you don’t need a total life overhaul.  Implementing just a couple of new habits, can make saving feel like a breeze.

We’re pleased to confirm that the winner of our New Year Prize Draw is Maureen Ann Ross.

The 2025 Autumn Budget has set out a series of measures that will influence how UK individuals save, invest and plan over the coming years. We’ve outlined the changes most likely to affect personal finances, explains their implications, and highlight the areas you may want to review to stay informed and make confident decisions. 

Co-written with Aventur, a financial wellbeing platform.

Find out what FSCS protection means for your UK savings. Learn how the £120,000 savings guarantee works, which accounts are covered, and how to check your bank’s FSCS status.