Personal Savings

Going into residential care is a significant life change. Understanding how your savings are treated before you need to means you can plan ahead, not react under pressure. Here, we cover the basics of how your savings are treated in a care funding assessment in England. The rules differ in Scotland, Wales, and Northern Ireland, so if you are based outside England it is worth checking the rules that apply to you specifically.

Spring isn’t just for decluttering cupboards. It’s the perfect time to review your savings and make sure your money is working as hard as it should be.

An estimated £82 billion sits in lost and dormant accounts across the UK, according to tracing service research. Meanwhile, recent data from Nationwide reveals that one in eight savers earned no interest throughout 2025, with 19% using current accounts to save rather than dedicated savings accounts.

A quick financial health check could uncover forgotten funds or highlight accounts that are underperforming.

The 2026/27 tax year is the last chance for under-65s to use the full £20,000 cash ISA allowance before it drops to £12,000. Here’s how to maximise it.

If “save more money” is on your resolutions list again this year, you’re not alone. The good news is –  you don’t need a total life overhaul.  Implementing just a couple of new habits, can make saving feel like a breeze.

We’re pleased to confirm that the winner of our New Year Prize Draw is Maureen Ann Ross.