Personal Savings

The digital bank trusted by 250,000 British savers with over £7bn of their hard-earned cash, has entered the UK children’s savings market for the first time Monday 5th October, 2026; London – OakNorth today announces the launch of its Junior Cash ISA (JISA) with 3.5% AER, marking the first time in the bank’s 11-year history […]

Bank Rate has been at 3.75% since December 2025. Since then, the Bank of England’s Monetary Policy Committee (MPC) has voted to keep it unchanged at six consecutive meetings.

Every spring, savers rush to use their ISA allowance before 5 April. But leaving it to the last minute carries two quiet costs: a deposit that may not clear in time, and months of tax-free interest left on the table. Here’s how to turn an annual scramble into a steady saving habit.

Only 9% of people are on track for a comfortable retirement, according to the 2026 Retirement Living Standards. We break retirement income into three layers — the State Pension, your pensions, and accessible cash savings — so you can see where your own gaps might be.

More than half of UK over-50s have never discussed their financial wishes with family — and a quarter never plan to. New OakNorth research with Opinium unpacks the worry, regret and silence behind the numbers.

Choosing the best savings account in retirement comes down to one key question: do you need flexibility, or can you lock your money away for a higher rate? This guide breaks down the four main account types available to UK retirees — fixed rate, easy access, notice, and Cash ISA — and explains how to match each one to your needs. With the annual Cash ISA allowance set to drop from £20,000 to £12,000 in April 2027 (with an exemption for those aged 65 or over), understanding your options now could help you make the most of your savings before the rules change.