OakNorth extends funding partnership with Gold Funding Ltd to support continued growth in bridging lending

  • Founded in 2009, Gold Funding Ltd is a London-based specialist lender focused on providing short-term bridging finance across London and the M25 region;
  • The family-run business specialises in short-term lending secured against residential and mixed-use properties, including buy-to-let properties and HMOs;
  • The additional funding from OakNorth builds on the bespoke loan-on-loan facility agreed earlier this year, providing Gold Funding with greater capacity to expand its bridging finance platform and support its growing pipeline of lending opportunities;
  • The transaction further strengthens OakNorth’s position as a leading provider of bespoke, structured lender finance facilities to the UK’s specialist lending sector.

London, 10th November, 2026: OakNorth, the leading digital bank for entrepreneurs, has increased its existing facility with Gold Funding Ltd, the London-based, family-run specialist in short-term property finance, to support the continued growth of its bridging lending platform.

Founded in 2009, Gold Funding Ltd is a London-based specialist lender focused on short-term bridging finance across London and the M25 region. The business primarily lends against residential assets, including buy-to-let properties and HMOs, as well as selective mixed-use opportunities. Since inception, the firm has completed approximately 1,500 lending transactions and is led by Arye Grossnass and Shalom Gold, who together bring decades of experience across real estate investment, lending and finance.

The additional funding builds on the original facility provided by OakNorth in May 2026, which was structured to refinance existing funding lines and provide Gold Funding with greater capacity to expand its lending activities. Following the successful deployment of the initial facility, the increased commitment will enable Gold Funding to further diversify its funding arrangements, support its growing pipeline of new lending opportunities and continue providing fast, flexible bridging finance to property investors and developers across London and the M25.

The transaction also highlights OakNorth’s continued commitment to supporting established specialist lenders through bespoke funding structures that combine flexibility, scalability and a deep understanding of the underlying lending markets.

Arye Grossnass, Director of Gold Funding Ltd, commented on the transaction: “Since partnering with OakNorth earlier this year, we’ve been extremely impressed by the team’s understanding of our business and the specialist bridging finance market. Their ability to deliver a bespoke funding solution that reflects our ambitions has been instrumental in helping us strengthen our funding platform and continue supporting our customers. This latest increase is a natural next step in our relationship and provides us with additional capacity to capitalise on the opportunities we’re seeing across the market. As a business, we remain focused on providing our customers with fast, dependable and flexible lending solutions, and having a funding partner like OakNorth, which shares our commercial mindset and commitment to execution, is invaluable as we continue to grow and scale.”

Mohith Sondhi, Managing Director of Debt Finance at OakNorth, added: “Gold Funding has established an impressive track record in the specialist bridging finance market, underpinned by the extensive experience of Arye, Shalom. Since completing our initial transaction earlier this year, we’ve been pleased with the progress of the partnership and the performance of the underlying lending portfolio. The decision to extend our funding reflects our confidence in the business and its continued growth ambitions. At OakNorth, we understand the importance of providing specialist lenders with flexible, scalable funding solutions that enable them to respond quickly to new opportunities. This transaction is another example of our expertise in structuring bespoke lender finance facilities, and we’re delighted to be deepening our relationship with Gold Funding as it enters its next phase of growth.”

ENDS

Notes to editors

About OakNorth

Launched in September 2015, OakNorth is the leading digital bank for entrepreneurs. It was founded to address the persistent funding gap facing lower mid-market businesses – a segment that accounts for a significant share of economic output yet remains underserved by traditional banks.

To date, OakNorth has provided over $24bn in lending to thousands of entrepreneur-led businesses across the UK and US, supporting the creation of more than 70,000 jobs and generating more than $54bn in economic value. Throughout multiple economic cycles, the bank has maintained a highly disciplined approach to credit, delivering performance metrics that place it among the top 1% of commercial banks globally.

It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Visit www.oaknorth.com for more information.

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