Spend abroad fee-free
Use in 40+ countries with no extra charges or FX fees.
Easy admin
Add or cancel debit cards for you and your team, and set spend limits in seconds - free of charge
Effortless reconciliation
Card payments sync straight into Xero and Sage (more integrations coming soon).
Safe spending
Transactions are protected with biometric security, fraud monitoring, and strong encryption.
Fast delivery
Get your OakNorth Visa debit card delivered in just 3–5 business days.
From onboarding new team members to paying international suppliers, expenses are a daily reality. But traditional tools are often slow, expensive, and admin-heavy. That’s why we created the OakNorth Visa debit card, to give growing businesses a faster, more flexible way to manage spending without the complexity. With spend limits built in, you have the flexibility to empower your team without losing control. Set limits by month or by transaction and manage ATM access – all from your OakNorth dashboard.
Once your business account is open, you can issue OakNorth Visa debit cards directly from your dashboard: no waiting, no need to fill out forms. Set spend limits for each card and control ATM access. Cards are delivered in 3–5 business days. You’ll also have access to a dedicated Business Partner if questions come up.
We can issue you – and members of your team – a free OakNorth Visa debit card when you open a business account with us.
Admins can order cards any time in the web platform.
To order a card:
While most transactions are fee-free, certain activities may incur charges, such as ATM withdrawals and international transactions. If you’d like to know more, see a breakdown of our fees.
Our cards can be used wherever Visa is accepted in the UK, most of the European Economic Area (EEA), the US, Canada, Australia, Japan, New Zealand, Qatar, Israel, Singapore, South Korea and the United Arab Emirates. Operations in some countries might be prohibited – for the full list of where you can and can’t use your card, head to our restrictions page.
Please note that international transactions may be subject to fees and currency conversion charges. Learn more about our fees and Visa’s exchange rate.
Visa is a trademark owned by Visa International Service Association and used under license.
You understand and acknowledge that the business current account and the mobile app are being provided as “beta product(s)” and are made available on an “as is” basis without warranty of any kind. By using the beta product(s), you acknowledge that the functionality may be limited and, whilst we will endeavour to improve the product(s), in the interim, you may suffer from lags, bugs, and generally a slower than intended response time. Your and our liability in relation to the product is covered in full within the Terms and Conditions.
Until we advise you otherwise, we do not recommend that you use the business current account as your primary business bank account. Any communication by an OakNorth business partner is merely a statement of facts and not a recommendation or advice of any kind including with respect to any financial projections, estimates or forecasts related to any product being offered. You are requested to rely on your own analysis before investing/purchasing.
This Visa card is issued by Transact Payments Limited. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Visa is a trademark owned by Visa International Service Association and used under license.
OakNorth Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Financial Services Register number: 629564. The Financial Services Register can be accessed at www.fca.org.uk/register. Registered Office: 57 Broadwick Street, London W1F 9QS, Registered in England No. 08595042.
Key Product Information | Terms and Conditions | FSCS Information Sheet | Privacy Notice
