Lending

When we think about the businesses that thrived during the pandemic they all have one thing in common – their ability to adapt and overcome. But changing tact in the middle of a global pandemic isn’t easy, it takes courage and determination from entrepreneurs and their surrounding teams.  While some lenders naturally and understandably pulled […]

We sat down with Ben Barbanel, our Head of Debt Finance, to discuss the future of lending in more uncertain times. He explained how our plan to continuously back the best businesses can remove problems that arise from the knock-on effects of a lack of funding and how data can be used to guide lending […]

Fund finance is a growing area of focus for us here at OakNorth Bank and over my six years here, I’ve been fortunate to work on some very interesting transactions in the space. Below, I’ve summarised some of the trends that I think will dominate in fund finance over the next 12 months. Liquidity I […]

Your profit and loss statement is a key financial report for any aspirational business owner to get their head around – but what exactly is a profit and loss statement? And why is it important? In the most basic terms, your profit and loss report provides you with a snapshot of what you’re earning and […]