Business finance
Balanced, bespoke, businesslike – How to approach loan covenants
By Mohith Sondhi, Senior Director at OakNorth Loan covenants are critical to successful commercial lending, including in the fund finance space. A lender typically uses them to set parameters by which they’re comfortable that a loan can operate – a specific framework so to speak that’s agreed between both borrower and lender. In recent times, […]
Business finance
Unlocking UK growth: a strategic approach to scale-ups, sectoral hubs, and banking regulation
By Nick Lee, Head of Regulatory and Government Affairs at OakNorth As the UK strives to solidify its economic standing in a post-Brexit world, exploring innovative strategies to unlock growth is imperative. The new Government has three pivotal opportunities that could help catalyse significant economic expansion in the UK. 1. Creating a dedicated Government Scale-up […]
Business finance
Making strides in sustainability for the property sector
Recently, we hosted a unique green-dating event at our Soho office in London. This gathering brought together SME housebuilders, property developers, and investors for an engaging session with businesses that are setting new standards in sustainability and biodiversity in the real estate sector. The event was designed to bridge the gap between property developers and […]
Business finance
Investing in tomorrow: How debt financing can fuel growth in the UK’s education sector
Nurseries and schools are the heartbeat of UK communities, shaping the futures of generations to come. Yet, behind the scenes, owners and operators face a range of financial hurdles particularly surrounding financial stability, sustainability and growth. From nurseries to Special Education Needs (SEN) schools, unfortunately, financial challenges like accessing capital for growth are an unavoidable […]
Business finance
Navigating the alternative residential market: Insights from our recent webinar
The housing market is ever-evolving, responding to demographic shifts, economic trends, and societal needs. In recent years, we’ve seen a surge in alternative residential options, catering to specific segments of the population and addressing the shortcomings of traditional housing. From Purpose-Built Student Accommodation (PBSA) to retirement living, co-living, and shared ownership, these sub-sectors are reshaping […]
Business finance
GRI Club meeting: Capitalising on middle market fund opportunities
Last week, the OakNorth office in Soho, London was abuzz with discussions among industry leaders in the real estate space. The event, co-hosted by GRI Club Europe, provided insights into the evolving landscape of middle market funds amidst heightened competition from various lenders. Let’s delve into the key themes that emerged from the conversations, moderated […]