Personal Savings

Each year, we speak to Lord Philip Hammond, former Chancellor of the Exchequer, about what the Budget means for savers as well as businesses and investors.

Ask most couples who handles the household finances, and you’ll usually get a confident answer. Ask who opened the kids’ savings account, and the answer might be different.

There’s a good chance you’re already saving something for your child. A savings account, some Premium Bonds, maybe a bit tucked away in your own account “for them”. What most parents haven’t done is open a Junior ISA – an account where savings can grow tax free.

The digital bank trusted by 250,000 British savers with over £7bn of their hard-earned cash, has entered the UK children’s savings market for the first time Monday 5th October, 2026; London – OakNorth today announces the launch of its Junior Cash ISA (JISA) with 3.5% AER, marking the first time in the bank’s 11-year history […]

Bank Rate has been at 3.75% since December 2025. Since then, the Bank of England’s Monetary Policy Committee (MPC) has voted to keep it unchanged at six consecutive meetings.

Every spring, savers rush to use their ISA allowance before 5 April. But leaving it to the last minute carries two quiet costs: a deposit that may not clear in time, and months of tax-free interest left on the table. Here’s how to turn an annual scramble into a steady saving habit.