Frequently asked questions

Business loans

Eligibility

Yes, we offer a wide range of flexible business loans to a host of different industry sectors, from real estate to hospitality, starting at £250,000.

We work with almost any industry sector, as long as they’re not involved in areas such as gambling, weapons or oil and gas. 

Unlike many other high street banks, we won’t make you transfer your business banking over to us, so you can apply for a loan quickly and easily.

Applying for a loan

Fill out a few details about your business and the loan you’re looking for here and our expert team will be in touch with you to discuss your options. From there, they’ll help you with every step of the process from start to funding. 

Along with taking the time to speak to you and understand your objectives, we also use forecasting tools to get a sense of where you’re going. We’re not restricted by historic financials, which means we can build something truly personalised, that takes into account your business’ growth trajectory. 

Interest

Depending on factors like your business’ risk profile and what you need the funding for, we can provide amortising loans, where you gradually pay off your debt with regular payments, as well as non-amortising loans, where you pay off the loan in a lump sum.

The cost of your loan is based on what kind of borrower you are, or your risk profile, which depends on factors like credit history, industry sector and more. We focus on speed, flexibility and competitive terms over price.

Duration

We differ from other lenders in that we can fund your business within days or weeks, rather than months like typical lenders. 

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