At OakNorth, we believe saving is better when shared. With our Better Together referral programme, you can be rewarded for introducing eligible new friends to OakNorth. When your friend successfully opens and funds any OakNorth Personal Savings account with a minimum of £2,000 and maintains that balance for 30 consecutive days, both of you will receive £30 credit to your accounts. Terms and conditions apply.
†A minimum of £1,000 applies for referral forms submitted on or before 15 June 2026.
Step 1
If you're referring someone: share this page with a friend who could benefit from an OakNorth Personal Savings account. If you were referred: fill out the referral form below with the name of the friend who referred you and their registered OakNorth email address.
Step 2
The referee needs to successfully open the new account within 14 days of opening a savings account and fund the account with a minimum of £2,000
Step 3
Maintain a minimum balance of £2,000† for 30 calendar days.
Step 4
You both will receive £30, paid directly into your OakNorth account or nominated account within 60 calendar days of meeting all the eligibility criteria. Plus you can receive an extra £10 each if the referee opens a second eligible accounts within 90 days.
To participate, the person who referred you must have an active OakNorth Personal Savings account. You need to be a new OakNorth Personal Savings customer, be eligible to open a savings account, and must fund the account within 14 days of the account being opened, maintaining a balance of at least £2,000† for 30 days. Terms and Conditions apply.
†A minimum of £1,000 applies for referral forms submitted on or before 15 June 2026.
Any existing OakNorth Personal Savings customer with an active account.
To qualify for the referral reward, the person being referred must:
Eligible referees can still receive their reward even if their referrer has already reached the maximum number of referral rewards.
You can refer as many friends as you’d like, but you’ll only receive a referral reward for up to 10 successful referrals (£300 in total).
Friends you refer can still qualify for their own £30 reward if they meet the eligibility criteria, even after you’ve reached your reward limit. A maximum of 50 successful referrals linked to the same referrer can receive a referral reward.
Rewards will be credited once all eligibility criteria have been met, typically within a few weeks after the 60-day holding period. Your reward will be paid into your eligible OakNorth Personal Savings account. If your account doesn’t accept additional deposits (such as a Fixed Term or Fixed Rate ISA), it will be paid into your linked account.
There is currently no cut-off date for our Better Together referral programme.
We may withdraw or amend the programme in the future. Any changes will not affect rewards that have already met the eligibility criteria.
If all eligibility criteria are met, we’ll credit your OakNorth Personal Savings or linked account with £30. If a referral does not qualify, we’ll contact you to explain why.
If you’d like an update on a referral, email us at [email protected].
Yes. The minimum deposit requirement for the Better Together referral programme has changed over time. To qualify for a referral reward, you’ll need to meet the minimum deposit requirement that applied when you opened your account.