What we built for you in 2025

Running a scaling business means your banking should keep up, not hold you back. In 2025, we focused on the things mid-market businesses told us mattered most: managing complexity without friction, paying at scale without manual workarounds, and keeping tighter control as teams and spend grow.

Here is what we shipped.

Managing more entities and more people

Growth rarely means one company and one team for long. For businesses with multiple entities, subsidiaries, or SPVs, the admin overhead of managing separate banking relationships can quietly become a significant drain.

Multi-company banking. You can now manage all your companies under a single login, across web and mobile. Switch between entities, open additional companies, and manage users, cards, and payments in one place — with no limits and no extra fees. One care home operator onboarded 15 additional companies in under 12 minutes. That kind of speed matters when a new structure needs to be operational quickly.

Digital invites for account members. Adding a new FD, a finance team member, or a project-specific user used to mean back-and-forth admin. Now you can invite new or existing team members directly from the platform, assign roles and permissions in a single flow, and have them set up in minutes.

Paying at scale and staying in sync

When transaction volumes grow, the cost of slow or inaccurate payments compounds fast — in time, in errors, and in reconciliation work.

Bulk payments. You can now send up to 250 payments at once — for payroll, contractors, or suppliers — by uploading a single file. Payments route through your existing approval workflows, so control does not have to be the casualty of speed.

Accounting integrations with Xero, Sage, and NetSuite. OakNorth now connects directly to all three major accounting platforms. Transactions sync daily, giving finance teams real-time visibility and a significantly faster month-end close. Less manual export, less reconciliation time, fewer errors.

Paying at scale and staying in sync

When transaction volumes grow, the cost of slow or inaccurate payments compounds fast — in time, in errors, and in reconciliation work.

Bulk payments. You can now send up to 250 payments at once — for payroll, contractors, or suppliers — by uploading a single file. Payments route through your existing approval workflows, so control does not have to be the casualty of speed.

Accounting integrations with Xero, Sage, and NetSuite. OakNorth now connects directly to all three major accounting platforms. Transactions sync daily, giving finance teams real-time visibility and a significantly faster month-end close. Less manual export, less reconciliation time, fewer errors.