The OakNorth blog

Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.

Lending

More than a margin: what to look for in a business lender

Monday September 7th, 2026

OakNorth isn’t always the cheapest lender in the market, and we don’t try to be. Mohith Sondhi, Managing Debt Finance Director, on why price only tells you something useful when you’re comparing equivalent options β€” and the six questions that reveal more than margin alone.

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Spotlight

Spotlight on Georgia Hutley: From Law to Finance

Monday September 7th, 2026

A law degree points in a fairly obvious direction, and Georgia Hutley went a different way. After rotating across structured finance at Santander, she moved into debt finance at OakNorth, where she now works on deals as a Senior Associate. She talks through the switch, the steep bits, and what she’d tell anyone weighing the same move.

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Personal Savings

Don’t wait for the deadline: a calmer way to use your ISA allowance

Thursday August 20th, 2026

Every spring, savers rush to use their ISA allowance before 5 April. But leaving it to the last minute carries two quiet costs: a deposit that may not clear in time, and months of tax-free interest left on the table. Here’s how to turn an annual scramble into a steady saving habit.

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Lending

The buyback conversation investment trusts aren’t having

Wednesday August 5th, 2026

UK investment trusts returned over Β£4 billion in buybacks in the first half of 2026 alone. Yet most boards aren’t structuring their credit facilities around that use case. Ross Dow, Director of Debt Finance at OakNorth, argues the gap isn’t about appetite, it’s about a conversation that hasn’t been had explicitly.

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Lending

Fund finance has quietly grown up. Here’s what mid-market managers need to know.

Thursday July 30th, 2026

From the rise of NAV finance and hybrid facilities to growing opportunities in the lower mid-market, Ross Dow shares the five developments shaping today’s fund finance market.

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Lending

Mixed-use lending in 2026: why the label isn’t the deal

Friday July 24th, 2026

Mixed-use” can describe a Β£48m London development or a Β£6.5m high-street acquisition β€” deals with almost nothing in common. OakNorth’s Hemesh Patel on why the label tells you next to nothing about whether a deal is fundable, and what underwriters actually assess in 2026.

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Business Banking

Why, in a digital-first world, human support still matters in business banking

Wednesday July 22nd, 2026

Digital banking has never been faster or more intuitive, but a seamless platform is now the baseline, not the differentiator. As businesses grow, their challenges become exceptions rather than patterns, and that’s exactly where automation reaches its limits. Peter King, OakNorth Director of Business Banking, makes the case for why human judgement and relationship banking are becoming the true mark of a great bank.

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Personal Savings

How much do I actually need to retire?

Friday July 17th, 2026

Only 9% of people are on track for a comfortable retirement, according to the 2026 Retirement Living Standards. We break retirement income into three layers β€” the State Pension, your pensions, and accessible cash savings β€” so you can see where your own gaps might be.

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