Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.
The UK’s residential development landscape in 2025 is defined by complexity. While appetite remains strong, the journey from site acquisition to delivery is not always straightforward. Developers are operating in a high-cost, high-risk environment, navigating tighter margins, shifting regulations, and slower buyer demand.
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The UK hospitality and leisure sector is no stranger to headwinds. But the first half of 2025 has tested even the most agile operators: mounting cost pressures, shifting consumer behaviour, and ongoing workforce challenges in an already trying environment. Still, signs of smart recovery are emerging.
When a hotel owner told us, “My bank has decided they’re not lending to hotels right now. Can you help?” – we didn’t just listen. We acted.
In his latest piece for The Independent, Ben Barbanel, Head of Debt Finance at OakNorth, explores what that moment revealed about the disconnect between banks and growing businesses, and why blending advanced tech with human judgment is essential for delivering truly personalised banking.
We hosted a panel, in partnership with Launch Lab, exploring how scaling businesses can master modern marketing. Featuring insights from SLIP, Wander, and OakNorth, this session covered brand strategy, performance marketing, storytelling, AI, and team-building. Learn what it takes to align your marketing with growth, and why clarity, consistency, and creativity are key to sustainable success.
The UK’s residential development landscape in 2025 is defined by complexity. While appetite remains strong, the journey from site acquisition to delivery is not always straightforward. Developers are operating in a high-cost, high-risk environment, navigating tighter margins, shifting regulations, and slower buyer demand.
Since launching in 2015, we’ve navigated our fair share of volatility – from Brexit, global pandemic, inflation and interest rate spikes, and shifting political landscapes. Each of these events brought fresh challenges for businesses across the UK.
But through every cycle, one thing has remained constant: OakNorth’s commitment to supporting lower mid-market businesses (with £1m-£100m in turnover) with the funding they need to seize opportunity, even in uncertain times.
Since joining OakNorth in 2019, Stewart Haworth has played a key role in expanding the bank’s corporate and private equity offering outside of London. As a Director of Debt Finance in Manchester, he’s been instrumental in strengthening our regional presence and working with some of the UK’s most well-known businesses and entrepreneurs.
We caught up with Stewart to hear about his journey, what makes OakNorth different, and what he enjoys most about his role.