The OakNorth blog

Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.

Real estate

Commercial real estate outlook for 2026: where risk and opportunity lie

Friday February 27th, 2026

Commercial real estate is not rebounding in the way previous cycles have conditioned us to expect. It is recalibrating.

With capital markets still adjusting, occupier behaviour evolving and asset performance under sharper scrutiny, 2026 is shaping up to be a year defined by discipline, execution and selective risk-taking.

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Business Banking

Banking that scales with you: Our 2025 product updates

Thursday February 26th, 2026

Running a scaling business means your banking should keep up, not hold you back. In 2025, we focused on the things mid-market businesses told us mattered most: managing complexity without friction, paying at scale without manual workarounds, and keeping tighter control as teams and spend grow.

Here is what we shipped.

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Business finance

Lending to investment trusts: looking across, not up

Tuesday February 24th, 2026

Over the past year,Β I’veΒ had several conversations with London-listed investment trusts that have one thing in common:Β they’reΒ reassessing their banking relationships.Β 

Not because the underlying portfolios are weak. Quite the opposite. Many are backed by transparent, mark-to-market portfolios of listed assets with strong diversification and liquidity characteristics. But as larger banks rebalance their balance sheets and refocus their strategies, smaller and mid-sized trusts can find themselves deprioritised.Β 

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Business Banking

What business leaders need from their bank in 2026 – and how we’re responding

Tuesday February 24th, 2026

From our conversations with SMEs and mid-sized businesses across the UK, one thing is clear: traditional business banking still creates too much friction. Too many silos? Too many processes. Too much time spent managing money rather than using it to grow the business.

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Personal Savings

ISA season 2026: How to make the most of your Β£20,000 allowance

Monday February 23rd, 2026

The 2026/27 tax year is the last chance for under-65s to use the full Β£20,000 cash ISA allowance before it drops to Β£12,000. Here’s how to maximise it.

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Personal Savings

New year, new you: 10 simple savings habits to transform your finances in 2026

Monday February 23rd, 2026

If β€œsave more money” is on your resolutions list again this year, you’re not alone. The good news is – Β you don’t need a total life overhaul. Β Implementing just a couple of new habits, can make saving feel like a breeze.

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Growing your savings

Celebrating the winner of our New Year Prize Draw

Wednesday February 4th, 2026

We’re pleased to confirm that the winner of our New Year Prize Draw is Maureen Ann Ross.

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Business finance

UK fund finance outlook for 2026

Thursday January 29th, 2026

As we look ahead to 2026, the most important question isn’t whether markets will β€œbounce back”. The more relevant question is whether we’ve adjusted our expectations to reflect the environment we’re now operating in.

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