Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.
Founders obsess over hiring, markets, and product — but rarely over scaling their banking. Yet as businesses grow, banking can quietly shift from enabler to bottleneck. Ivan Maryasin explores the “underserved middle” of the market and what banking should deliver as complexity mounts.
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Founders obsess over hiring, markets, and product — but rarely over scaling their banking. Yet as businesses grow, banking can quietly shift from enabler to bottleneck. Ivan Maryasin explores the “underserved middle” of the market and what banking should deliver as complexity mounts.
More than half of UK over-50s have never discussed their financial wishes with family — and a quarter never plan to. New OakNorth research with Opinium unpacks the worry, regret and silence behind the numbers.
Early years education more often than not doesn’t get the attention it deserves. Not from policymakers, not from lenders, and not from the media. And yet the numbers speak for themselves: fewer than one in three local authorities in the UK currently have enough childcare places for children under two, and the DfE estimates the sector needs around 70,000 new places just to meet current demand.
Choosing the best savings account in retirement comes down to one key question: do you need flexibility, or can you lock your money away for a higher rate? This guide breaks down the four main account types available to UK retirees — fixed rate, easy access, notice, and Cash ISA — and explains how to match each one to your needs. With the annual Cash ISA allowance set to drop from £20,000 to £12,000 in April 2027 (with an exemption for those aged 65 or over), understanding your options now could help you make the most of your savings before the rules change.
Going into residential care is a significant life change. Understanding how your savings are treated before you need to means you can plan ahead, not react under pressure. Here, we cover the basics of how your savings are treated in a care funding assessment in England. The rules differ in Scotland, Wales, and Northern Ireland, so if you are based outside England it is worth checking the rules that apply to you specifically.
Most businesses are sitting on cash that’s earning far less than it could. This guide explains the difference between easy access, notice, and fixed-term accounts – and how to structure your cash across each so it’s working harder without creating operational risk.
