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Industry news
It’s time for the UK to lead the world in proportionate and risk-based financial regulation
In 2013, the UK financial regulator at the time – the Financial Services Authority (FSA) – published a paper seeking to reform the authorisation process for bank applicants; and create a major shift in the approach to the prudential regulation of banking start-ups. These changes were designed to reduce the barriers to entry and expansion and […]
About OakNorth Bank
When finance meets the future – how we’re using data and analytics to lend faster, smarter and more
Technology shapes many of the companies around us, and banking certainly isn’t being left out of this change. With the rise of mobile-led neobanks people are expecting more digital services from their banking providers. As one of only 30 new UK banks authorised by the Bank of England Prudential Regulation Authority since 2013, we understand […]
Business finance
The business case for fast financing
No one wants to be held back at any point in business, but there are times when being slow to act can be costly. Successful businesses are agile, opportunistic and fast thinking, and these traits are invaluable and more difficult to be taught. This mindset coupled with fast access to finance has allowed successful businesses […]
Sustainability
Unlocking the risks and rewards of climate change
I recently had the privilege of opening this year’s FSTech Future of Fintech conference with a talk on the role of commercial lenders in responding to the risks and rewards of climate change. We’ve all seen and felt the impact of climate change, from the extreme heatwaves we experienced this summer, to the extensive flooding […]
Business development
From the pandemic to the current recession, what do businesses that thrive in downturns have in common?
When we think about the businesses that thrived during the pandemic they all have one thing in common – their ability to adapt and overcome. But changing tact in the middle of a global pandemic isn’t easy, it takes courage and determination from entrepreneurs and their surrounding teams. While some lenders naturally and understandably pulled […]
About OakNorth Bank
I’ve brought in nearly £175m of new structured debt facilities in the last 20 months…and I’m still in my 20s
I originally started my career in Bangalore, India where I grew up and where my family still lives – unlike a lot of Indian students, I decided to forgo the conventional career path of engineering or medicine and instead take my chances at completing the daunting ACA course. As part of this course, I trained […]