Lending

The high street began with many family-run businesses, including pharmacists providing the communities they served with medicines and other services. Being able to access advice and medicines locally was essential at a time when many consumers did most or all their shopping on the high street. But with the rise of a few more prominent […]

With an ageing population and a shifting understanding of what retired life looks like, we’re seeing changes in what people expect from care homes and retirement villages. Where you may have an image of plain rooms filled with easy chairs and the occasional game of bingo, now the retirement home is a tastefully designed modern […]

Hospitality has unfortunately been hit hard by the pandemic, but there have been many tenacious businesses in the sector that have been able to weather the storm. While restaurants have been some of the most severely impacted businesses, the pandemic does also offer them the chance to ‘innovate and find new, creative ways to serve […]

A great idea, a well thought-out business plan and the cash to make it happen are all behind the beginnings of a successful business. But a daring mindset is just as valuable, if not more. Qualities like positivity, resourcefulness and an innovative mind can sometimes be even more useful than having all the other aspects […]

We’ve funded our fair share of both residential and commercial property projects, but our portfolio is much more diverse than bricks and mortar. Our aim is to provide growing, entrepreneurial SMEs with the funding they need, and increasingly we’re funding more and more unique and exciting businesses with great prospects.   From surfing in central […]

When there’s a changing economic climate, banks can often get spooked and withdraw the amount they’re willing to lend, but that’s not how we do things at OakNorth. Here our Senior Director Dan Haxby discusses the responsible way we approach lending to continue to support strong businesses during changing times.  In the early days of […]