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Real estate
Residential development in 2025: What’s shaping delivery now
The UK’s residential development landscape in 2025 is defined by complexity. While appetite remains strong, the journey from site acquisition to delivery is not always straightforward. Developers are operating in a high-cost, high-risk environment, navigating tighter margins, shifting regulations, and slower buyer demand.
About OakNorth Bank
Backing ambition through cycles
Since launching in 2015, we’ve navigated our fair share of volatility – from Brexit, global pandemic, inflation and interest rate spikes, and shifting political landscapes. Each of these events brought fresh challenges for businesses across the UK.
But through every cycle, one thing has remained constant: OakNorth’s commitment to supporting lower mid-market businesses (with £1m-£100m in turnover) with the funding they need to seize opportunity, even in uncertain times.
About OakNorth Bank
Spotlight on Stewart Haworth: Building OakNorth’s regional presence
Since joining OakNorth in 2019, Stewart Haworth has played a key role in expanding the bank’s corporate and private equity offering outside of London. As a Director of Debt Finance in Manchester, he’s been instrumental in strengthening our regional presence and working with some of the UK’s most well-known businesses and entrepreneurs.
We caught up with Stewart to hear about his journey, what makes OakNorth different, and what he enjoys most about his role.
Business finance
Building momentum: What’s next for residential development in 2025?
For ambitious UK businesses, breaking into the US market can be game-changing. With a population of over 340 million and accounting for around a quarter of global GDP in 2024, the United States represents an incredibly attractive growth opportunity — one defined by scale, innovation, and potential reach.
About OakNorth Bank
Crossing the pond: Funding ambition on both sides of the Atlantic
For ambitious UK businesses, breaking into the US market can be game-changing. With a population of over 340 million and accounting for around a quarter of global GDP in 2024, the United States represents an incredibly attractive growth opportunity — one defined by scale, innovation, and potential reach.
About OakNorth Bank
Spotlight on Priya Harley: Shaping OakNorth’s lending approach from day one
Since joining OakNorth in 2019 as an Associate Director, Max Saidman has rapidly progressed in his career, becoming a Director of Debt Finance and, most recently, relocating to New York to help drive our real estate lending efforts in the U.S. We caught up with him to discuss his OakNorth journey, the opportunities he’s had, and how the culture here has supported his growth.
Spotlight on Max Saidman: From London to New York
Since joining OakNorth in 2019 as an Associate Director, Max Saidman has rapidly progressed in his career, becoming a Director of Debt Finance and, most recently, relocating to New York to help drive our real estate lending efforts in the U.S. We caught up with him to discuss his OakNorth journey, the opportunities he’s had, and how the culture here has supported his growth.