The OakNorth blog

Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.

Lending

Lending to investment trusts: looking across, not up

Tuesday February 24th, 2026

Over the past year,Β I’veΒ had several conversations with London-listed investment trusts that have one thing in common:Β they’reΒ reassessing their banking relationships.Β 

Not because the underlying portfolios are weak. Quite the opposite. Many are backed by transparent, mark-to-market portfolios of listed assets with strong diversification and liquidity characteristics. But as larger banks rebalance their balance sheets and refocus their strategies, smaller and mid-sized trusts can find themselves deprioritised.Β 

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Business Banking

What business leaders need from their bank in 2026 – and how we’re responding

Tuesday February 24th, 2026

From our conversations with SMEs and mid-sized businesses across the UK, one thing is clear: traditional business banking still creates too much friction. Too many silos? Too many processes. Too much time spent managing money rather than using it to grow the business.

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Personal Savings

ISA season 2026: How to make the most of your Β£20,000 allowance

Monday February 23rd, 2026

The 2026/27 tax year is the last chance for under-65s to use the full Β£20,000 cash ISA allowance before it drops to Β£12,000. Here’s how to maximise it.

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Personal Savings

New year, new you: 10 simple savings habits to transform your finances in 2026

Monday February 23rd, 2026

If β€œsave more money” is on your resolutions list again this year, you’re not alone. The good news is – Β you don’t need a total life overhaul. Β Implementing just a couple of new habits, can make saving feel like a breeze.

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Personal Savings

Celebrating the winner of our New Year Prize Draw

Wednesday February 4th, 2026

We’re pleased to confirm that the winner of our New Year Prize Draw is Maureen Ann Ross.

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Lending

UK fund finance outlook for 2026

Thursday January 29th, 2026

As we look ahead to 2026, the most important question isn’t whether markets will β€œbounce back”. The more relevant question is whether we’ve adjusted our expectations to reflect the environment we’re now operating in.

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Industry news

What the Autumn Budget means for UK real estate and development: in conversation with Lord Philip Hammond

Thursday December 11th, 2025

What does the Autumn Budget 2025 mean for UK real estate and development? Lord Philip Hammond shares his views on sector stability, financing conditions, planning barriers and new tax considerations for developers, owners and investors.

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Industry news

What the Autumn Budget means for hospitality and retail: in conversation with Lord Philip Hammond

Thursday December 11th, 2025

Explore how the Autumn Budget 2025 affects hospitality, retail and service-led businesses. Lord Philip Hammond shares sector insights, and we offer practical recommendations for operators, owners and investors navigating rising costs and shifting demand.

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