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When finance meets the future – how we’re using data and analytics to lend faster, smarter and more
Technology shapes many of the companies around us, and banking certainly isn’t being left out of this change. With the rise of mobile-led neobanks people are expecting more digital services from their banking providers. As one of only 30 new UK banks authorised by the Bank of England Prudential Regulation Authority since 2013, we understand […]
Lending
The business case for fast financing
No one wants to be held back at any point in business, but there are times when being slow to act can be costly. Successful businesses are agile, opportunistic and fast thinking, and these traits are invaluable and more difficult to be taught. This mindset coupled with fast access to finance has allowed successful businesses […]
Sustainability
Unlocking the risks and rewards of climate change
I recently had the privilege of opening this year’s FSTech Future of Fintech conference with a talk on the role of commercial lenders in responding to the risks and rewards of climate change. We’ve all seen and felt the impact of climate change, from the extreme heatwaves we experienced this summer, to the extensive flooding […]
Lending
From the pandemic to the current recession, what do businesses that thrive in downturns have in common?
When we think about the businesses that thrived during the pandemic they all have one thing in common – their ability to adapt and overcome. But changing tact in the middle of a global pandemic isn’t easy, it takes courage and determination from entrepreneurs and their surrounding teams. While some lenders naturally and understandably pulled […]
I’ve brought in nearly £175m of new structured debt facilities in the last 20 months…and I’m still in my 20s
I originally started my career in Bangalore, India where I grew up and where my family still lives – unlike a lot of Indian students, I decided to forgo the conventional career path of engineering or medicine and instead take my chances at completing the daunting ACA course. As part of this course, I trained […]
Growing your business
The secret to hiring big thinkers in your business? Building values that resonate
All businesses are looking for the best talent to help achieve their goals. But when you have employees with an entrepreneurial mindset, you’ll find that it’s not only a case of getting the work done, but also going on to achieve even bigger and better things for your customers. We often joke that our founders […]
Personal Savings
How a notice savings account can boost your savings capability
The average saver might not be aware of what a notice account is, or if they do, they may think they’re too restrictive. But used in the right way, they can be a great tool for keeping your money safe while still able to be accessed in a straightforward way. If you’re looking for an […]
Real estate
Putting the ‘S’ in ESG – supporting the development of social and affordable housing across the UK
Our Head of Debt Finance, Ben Barbanel, discusses the housing crisis and the important role lenders such as OakNorth Bank can play in helping to address it. Since OakNorth Bank launched in September 2015, we have lent over £7.5B pounds to businesses across the UK and across a variety of sectors, directly contributing to the […]