The OakNorth blog

Read the latest industry news, find practical advice on how to grow your business and smart tips to save for the future, all here on the OakNorth blog.

Business finance

Small scale loans: big business impact – how our loans up to ยฃ2m have been used

Tuesday October 11th, 2022
young woman sitting at table shaking hands for a deal

Weโ€™ve been financing lots of different sectors and projects since we became an officially registered bank, including many multi-million pound deals. But weโ€™re also supporting a range of businesses with loans that are below ยฃ2 million, helping to fund an important stage of their growth. Businesses use loans for a number of reasons โ€“ from […]

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Growing your savings

5 ways the OakNorth mobile app can keep you better connected to your money

Thursday October 6th, 2022
mobile held in hand with OakNorth app displayed

It’s always important to have a nest egg to fall back on, but it can be hard to make these savings a priority and keep track of them. And in a time where weโ€™re all spending many more hours on our phones, why not take a few minutes to get on top of your savings […]

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Growing your business

Finding the right funding partner is more important for pub operators than ever

Tuesday October 4th, 2022

Since our launch in September 2015, weโ€™ve been able to support numerous hospitality businesses with their growth ambitions, including national pub operator, Red Oak Taverns, whose portfolio has grown to over 200 sites. Now as their growth journey has led them to secure their biggest project to date, Red Oak Tavernsโ€™ Co-founder & CEO, Mark […]

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Industry news

Itโ€™s time for the UK to lead the world in proportionate and risk-based financial regulation

Friday September 30th, 2022

In 2013, the UK financial regulator at the time – the Financial Services Authority (FSA) – published a paper seeking to reform the authorisation process for bank applicants; and create a major shift in the approach to the prudential regulation of banking start-ups.โ€ฏThese changes were designed to reduce the barriers to entry and expansion and […]

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About OakNorth Bank

When finance meets the future – how weโ€™re using data and analytics to lend faster, smarter and more

Friday September 23rd, 2022

Technology shapes many of the companies around us, and banking certainly isnโ€™t being left out of this change. With the rise of mobile-led neobanks people are expecting more digital services from their banking providers. As one of only 30 new UK banks authorised by the Bank of England Prudential Regulation Authority since 2013, we understand […]

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Business finance

The business case for fast financing

Friday September 9th, 2022
small business owner standing in restaurant

No one wants to be held back at any point in business, but there are times when being slow to act can be costly. Successful businesses are agile, opportunistic and fast thinking, and these traits are invaluable and more difficult to be taught. This mindset coupled with fast access to finance has allowed successful businesses […]

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Sustainability

Unlocking the risks and rewards of climate change

Wednesday September 7th, 2022
plants growing in front of city skyscrapers

I recently had the privilege of opening this yearโ€™s FSTech Future of Fintech conference with a talk on the role of commercial lenders in responding to the risks and rewards of climate change. Weโ€™ve all seen and felt the impact of climate change, from the extreme heatwaves we experienced this summer, to the extensive flooding […]

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Business development

From the pandemic to the current recession, what do businesses that thrive in downturns have in common?

Wednesday August 24th, 2022
female ceramacist smiling in studio

When we think about the businesses that thrived during the pandemic they all have one thing in common โ€“ their ability to adapt and overcome. But changing tact in the middle of a global pandemic isnโ€™t easy, it takes courage and determination from entrepreneurs and their surrounding teams.ย  While some lenders naturally and understandably pulled […]

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